Overview
Micro Finance Field Officers needed at reputable firm , Perform community entry and prospecting of clients, facilitate group formation and the continuous management of the groups for the bank. Facilitate the granting of loans to groups per budgetary estimates and ensuring 100% recovery. Reconciliation of the field records and group journals. Evaluating credit worthiness by processing loan applications and documentation within specified limits. Interviewing applicants to determine financial eligibility and feasibility of granting loans. Determining all applicable ratios and metrics and set up debt payment plans.
Responsibilities/Functions
• Conduct market survey and facilitate entry to potential communities to promote micro finance development
• Embark on proper group animation process to strengthen micro finance development
• Ensure proper loan appraisal, disbursement, monitoring and recovery
• Conduct training needs assessment of clients and provide them with financial literacy training
• Submit periodic report to management
• Any other duties that may be assigned by the management
Qualification Requirement & Experience
• HND in Marketing or Accounting
• Good group formation and management skills
• Must have knowledge in community dynamics and development
• Computer literacy
• Honesty, high sense of integrity and customer oriented
• Good communication skills in the local language, analytical and interpersonal skills
• Possession of motor bike riding skills preferred
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