Credit Officer – Micro and SME Loans

A Non-Bank Financial Institution has vacancies for highly motivated professionals with high integrity, leadership abilities and a desire to be challenged for hiring.

Reports To: Credit Supervisor

Job Purpose

Responsible for promoting the company’s credit products, recruit and appraise loan applications; manage and ensure a good quality loan portfolio.

Key Responsibilities

  • Meeting agreed monthly and annual targets in terms of customer recruitment and loan disbursement.
  • Appraise loan applications
  • Portfolio Quality Management
  • Cross-selling of other products including deposits, quality customer service and achieving high customer retention
  • Scanning the operational zone to identify competitor activities and risk factors which may impact on the business of the company

Required Skills or Experience

  • HND/Bachelors in Accounting, Commerce, Business Studies, Mathematics or related disciplines
  • Minimum of two years’ experience in an individual lending environment
  • Delinquency management and loan recovery experience will be a great advantage

Competencies required for this Role

  • ​Unquestionable integrity
  • Good knowledge of the requirements of the Borrowers and Lenders Act 2008
  • Good selling skills;
  • Attentive to detail;
  • Assertiveness
  • Computer literate
This job has expired.

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